Opportunity awaits in the heart of St. Albans City! Whether you're looking for an investment property or a place to call home while generating rental income, this well-maintained two-unit duplex offers flexibility, convenience, and value. Each unit features two bedrooms, with a variety of improvements completed over recent years, including a new roof in 2025, a new water heater, updated kitchens, newer flooring, and fresh paint. Location is a plus! Just one block from Main Street, you'll enjoy easy access to downtown shops, restaurants, parks, schools, and the library. Public water and sewer, along with natural gas heat, add to the everyday conveniences of city living.The main-level unit offers two bedrooms, access to two enclosed porches, an attached garage, and basement space, providing an abundance of additional storage and flexibility. This unit will be vacant and ready for occupancy November 1st, making it an ideal opportunity for an owner-occupant. Imagine having rental income from the upstairs unit helping offset your monthly mortgage payment! For investors, the numbers are equally appealing, with rental rates of $1,700 per month for the upstairs unit and $1,800 per month for the main-level unit, offering a combined potential rental income of $3,500 per month. Whether you're looking to expand your investment portfolio or make a smart move into homeownership, this St. Albans City duplex is an opportunity worth exploring!